History of Insurance in Russia began its countdown until much later – from the late 18th century when in 1786 Catherine II ordered the State Loan Bank to make all the cities insurance stone buildings, consisting of a security interest in this bank. In this insurance also applied to factories and plants. But ten years later Paul I ordered to establish a special office to receive the insurance 'in fear' of goods. Soon after it was established the first joint-stock Insurance Company 'Russian Fire Insurance Company', which was to carry out operations on the fire insurance of buildings and other immovable property. Fire insurance was at that time very popular, because fires brought huge losses in the cities where most people lived in wooden buildings, and the overlap in the stone houses were also made of wood. In 1835, a new industry of insurance – life insurance and lifetime income. The father, in addition to public service, thought it his duty to take care about the welfare of his wife and children. The presence of the head of the insurance policy at home was seen as evidence of his responsibility relationship to the family.
'The policy guaranteed insurance coverage for unforeseen circumstances – death, disability, and also offers some return on money invested. Contracts are for longer periods – 15-20 years – and no one it does not bother as long-term financial planning ', – says the Deputy Director General of "Alfa Insurance" Tatiana Robulets. Life insurance operations were carried out at the time insurance Society 'Life', 'Salamander' and some others. With the establishment of 'the Russian Transport Insurance Company, and "Russia has found the first transport insurance, and insurance apply to goods carried by sea and the land, which largely contributed to the revival of trade and transport business has given stability. The rapid development of the same insurance in Russia began in fact after the abolition of serfdom in 1861.